Games
What Online Games Teach About Managing Risk and Chance
Few things teach the feel of risk as quickly as a game.
The average American worker changes jobs about every four years. That means by your mid forties you could easily have three or four old 401(k) accounts scattered across former employers, each with its own login, its own fee schedule and...
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Games
Few things teach the feel of risk as quickly as a game.
Taxes Simplified
A reader emailed me last spring with a familiar shock.
Investing for Beginners
Put $500 a month into a fund for 30 years, earn 7 percent a year before fees, and you end up with roughly $610,000.
Retirement Planning
A friend of mine worked at the same company for three years contributing 3 percent of her $100,000 salary to her 401(k).
Credit & Debt
Most people treat their credit card interest rate as a fixed fact of life, like the weather. It is not.
Games
Game designers worked out something about human behaviour that most personal finance advice only gestures at.
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Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.