Credit & Debt
The Real Cost of Procrastinating on Money Decisions
Five years of debt collections calls taught me a pattern I still see constantly now that I am on the other side of that phone...
For most of my twenties, my budget had a category called miscellaneous. It was supposed to be small.
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Credit & Debt
Five years of debt collections calls taught me a pattern I still see constantly now that I am on the other side of that phone...
Saving & Banking
Someone forwarded me a smart home starter bundle ad a few months back, four smart plugs, a hub, and a thermostat, priced at 219...
Budgeting Basics
A client sat across from me a few years ago and said she wanted to give more to causes she cared about, and when I asked how...
Budgeting Basics
A client emailed me last spring asking how much she should save for a two-week trip to Kashmir with her husband, and my honest...
Budgeting Basics
A reader emailed me after her seventeen year old made a regional Counter-Strike 2 team roster and suddenly needed a better...
Budgeting Basics
A friend of mine spends most Saturdays helping coordinate meal deliveries for elderly neighbors through a local volunteer...
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Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.