Games
Virtual Economies and the Real Money Lessons They Offer
Virtual economies, the complex in-game systems where players earn, trade, save, and invest, have grown sophisticated enough to...
Many games let a player borrow, and teach, often harshly, how debt can trap someone who borrows carelessly. That lesson about staying out of debt maps directly onto the real wisdom of avoiding the debt trap in personal finance.
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Games
Virtual economies, the complex in-game systems where players earn, trade, save, and invest, have grown sophisticated enough to...
Games
Many games teach, often painfully, that the player who keeps a reserve survives what wipes out the one who spent everything.
Saving & Banking
Most conversations about saving money start with the wrong number.
Budgeting Basics
A reader once wrote to me that every savings guide she read assumed she had money left over at the end of the month.
Budgeting Basics
For most of my twenties, my budget had a category called miscellaneous. It was supposed to be small.
Games
Online games are full of temptations to spend on impulse, the flashy item, the quick upgrade, the small purchase that seems...
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Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.