Retirement Planning
How a Spousal IRA Works for a Non-Working Partner
One of you is home with the kids, between jobs, or caring for a parent, and that partner's retirement savings have stopped...
You have 28,000 dollars saved toward a house down payment and a plan to buy in about two years, and you keep wondering whether that money should be doing more than sitting in a checking account.
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Retirement Planning
One of you is home with the kids, between jobs, or caring for a parent, and that partner's retirement savings have stopped...
Investing for Beginners
You opened your 401(k) or IRA, saw a list of 20 funds, and the one with a year in its name looked like the easy answer.
Credit & Debt
You are carrying 6,000 dollars on a card that charges 24 percent, and most of each payment disappears into interest.
Taxes Simplified
Every year you gather mortgage statements, donation receipts and medical bills, then tax software tells you the standard...
Retirement Planning
When you work for yourself, nobody sets up a 401(k) for you, and nobody nudges you to contribute.
Investing for Beginners
You have decided to open an IRA, and the brokerage form asks you to choose Roth or Traditional before you have even picked a...
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Archive
Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.