Investing for Beginners
What a Target Date Fund Is and Who It Fits Best
You opened your 401(k) or IRA, saw a list of 20 funds, and the one with a year in its name looked like the easy answer.
One of you is home with the kids, between jobs, or caring for a parent, and that partner's retirement savings have stopped growing. Years of zero contributions can leave a six figure gap by age 65.
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Investing for Beginners
You opened your 401(k) or IRA, saw a list of 20 funds, and the one with a year in its name looked like the easy answer.
Credit & Debt
You are carrying 6,000 dollars on a card that charges 24 percent, and most of each payment disappears into interest.
Taxes Simplified
Every year you gather mortgage statements, donation receipts and medical bills, then tax software tells you the standard...
Retirement Planning
When you work for yourself, nobody sets up a 401(k) for you, and nobody nudges you to contribute.
Investing for Beginners
You have decided to open an IRA, and the brokerage form asks you to choose Roth or Traditional before you have even picked a...
Saving & Banking
You have $20,000 sitting in savings that you will not need for a couple of years, and the bank keeps nudging the rate down...
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Archive
Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.