Investing for Beginners
How to Rebalance a Portfolio and How Often to Do It
You set up a simple mix of stock and bond funds a few years ago, and now your statement shows something you never chose.
You have a high deductible health plan, a health savings account with a few hundred dollars in it, and a debit card you swipe at the pharmacy.
Recent
Investing for Beginners
You set up a simple mix of stock and bond funds a few years ago, and now your statement shows something you never chose.
Credit & Debt
You paid your card in full last month, never missed a payment, and your credit score still dropped 25 points.
Taxes Simplified
You work from your spare bedroom most days, so it feels obvious that part of your rent or mortgage should come off your taxes.
Saving & Banking
A $4 coffee clears your checking account, the balance dips below zero, and two days later you see a $35 fee next to it.
Retirement Planning
You have a retirement balance on a screen and no clear idea how much of it you can spend each year without running out at 85.
Investing for Beginners
Your first fund paid a dividend of $14.27, it landed in your account as cash, and now you are not sure whether to leave it...
Sections
Archive
Three writers who each spent years on a different side of a money decision: a former family financial planner who got tired of budget templates that assume nobody has an irregular paycheck, a one-time collections rep who now explains what a credit report actually shows, and someone who has tracked her own index fund returns since she was twenty four and writes from that spreadsheet, not a textbook. Every article carries a byline, and the numbers shown are worked through, not rounded to make a point.