Credit & Debt
Paying Off Debt, Snowball or Avalanche Method
The avalanche method wins on paper every single time.
Blog, page 15 of 16
Every guide we have published, newest first. Budgets that survived contact with a real paycheck, and the occasional argument with advice that skips the math.
Credit & Debt
The avalanche method wins on paper every single time.
Credit & Debt
I spent five years on the other side of a debt collections desk, and the number one thing that surprised people when they...
Saving & Banking
I moved my own emergency fund out of a big national bank in an afternoon, and the only real cost was twenty minutes of typing...
Saving & Banking
Three to six months of expenses is correct, and also useless as a starting instruction, because almost nobody can go from zero...
Budgeting Basics
Car registration, the dentist's cleaning that is not fully covered, a laptop that finally dies, a friend's wedding three states...
Budgeting Basics
Most people who tell me their budget failed did not actually fail at budgeting.