Why this page exists
This page describes how Emarsys Finance is made. It is here so that you can decide how much weight to give anything else on the site.
Standards
Sourcing, checking, bylines, dates and commercial links, set out so you can judge what you read on Emarsys Finance.
This page describes how Emarsys Finance is made. It is here so that you can decide how much weight to give anything else on the site.
The date on an article is the date it was published. When a change alters the advice, we update the modified date and say what changed. Cosmetic edits do not reset the date, because pretending a page is fresher than it is helps nobody.
Some links on this site are commercial. They never buy a rewrite of the surrounding paragraph.
If a partner asks us to remove a criticism, the answer is no, and the request itself may end up mentioned in a future article.
Nothing is published anonymously. A name on a page means somebody can be asked about it later, and that is the only accountability a small site has.
Wren Halloway, Budgeting and household finance writer. Wren spent six years building budgets during financial planning intake sessions before deciding the templates never survived a real irregular paycheck. She writes about budgets built for income that actually fluctuates, not a steady salary on a spreadsheet.
Owen Castellano, Credit and debt writer. Owen worked in consumer debt collections for five years before switching sides to explain what actually shows up on a credit report and what a collector can and cannot do. He writes about credit and debt from the side that used to call.
Sable Whitmore, Investing and retirement writer. Sable opened her first index fund account at twenty four and has tracked every contribution and return since. She writes about investing and retirement from her own numbers, not a hypothetical example.
A draft goes through four hands worth of work. The writer separates what they know from what they assume. The assumptions are either checked against something nameable or deleted. What is left gets written up. Then a second person reads it looking only for overconfidence, which is the failure this subject invites most.
Topics come from three places: reader mail, our own notes, and gaps we notice while reading what else is published. Nothing gets written because a keyword tool suggested it.
Corrections go to [email protected]. Include the address and the sentence. Anything factual is fixed without argument. Anything that changes what the article recommends gets a dated note underneath, so the change is visible.